- +919931715240
- pradanfoundation@gmail.com
- Okni More, Near Indrapuri Cinema, Hazaribag, Jharkhand – 825301
Empowering Communities through Financial Independence
Despite significant economic progress, a large portion of India’s rural population—especially women, farmers, tribal communities, and youth—remains financially excluded. Pradan Foundation strongly believes that financial literacy and access to credit are fundamental tools for poverty alleviation and long-term empowerment.
Our Financial Inclusion & SHGs (Self-Help Groups) program bridges the gap between marginalized communities and formal financial systems. We focus on building financial capabilities, mobilizing savings, enabling access to credit, and nurturing grassroots entrepreneurship—especially among women and the underserved.
Promote financial literacy and banking access in rural and tribal communities
Strengthen and expand Self-Help Groups (SHGs) as platforms for economic self-reliance
Enable access to microcredit, government schemes, and livelihood financing
Link SHGs with banks, cooperatives, NBFCs, and micro-finance institutions
Encourage community-level savings, insurance, and enterprise development
Mobilize rural women, farmers, artisans, and youth into Self-Help Groups
Build their capacities in financial management, leadership, and group governance
Promote regular savings, internal lending, and repayment discipline
Facilitate SHG federations and cluster-level organizations for collective voice and support
Conduct community sessions on banking, savings, interest rates, budgeting, insurance, and digital payments
Help members open Jan Dhan accounts, access ATM/debit cards, and utilize banking services
Promote the use of UPI, mobile wallets, and digital transactions in remote areas
Collaborate with nationalized banks, cooperatives, and micro-finance institutions
Facilitate micro-loans and livelihood credits for income-generating activities
Assist with documentation, loan applications, and repayment planning
Train SHG members in skills like tailoring, food processing, handicrafts, livestock rearing, and agri-business
Provide toolkits, raw materials, and market linkages for sustainable income
Encourage women entrepreneurs to form producer groups and micro-enterprises
Introduce group savings schemes and promote safe credit practices
Create awareness on health, crop, and life insurance policies
Encourage investments in pension schemes like Atal Pension Yojana (APY) and PMJJBY
Formed and supported over 1,200 SHGs across Jharkhand
Over 12,000 rural women mobilized into collective financial structures
Facilitated bank credit worth over ₹3 crore for micro-enterprises
Conducted financial literacy workshops in 150+ villages
SHG members report a 30–50% rise in family income through IGAs
With the Financial Inclusion & SHGs program, Pradan Foundation envisions a future where every rural household is financially aware, secure, and self-sustaining. Our work ensures that no one is left behind, especially women and tribal populations, as we strive to build a more inclusive and equitable economic system.
Empowered women. Strengthened families. Transformed villages.